ZIP 48426 Foreclosure, Tax-Lien & Distress Report

ZIP 48426's composite property-distress score is 18/100 - DLRadar classes that as low for Sanilac County, Michigan. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Latent structural risk is 39/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 1,275 with a median age of 31. The ZIP holds roughly 494 housing units. The poverty rate is 26.8% — high, a tax-stress and distress correlate. 86% of housing is owner-occupied. The vacancy rate is 12.9% — elevated. Households earn a median $59,727 — below the roughly $78,000 national figure. Educational attainment sits at 9% bachelor's-or-above. On demographic stress specifically, 48426 scores 27/100. Home values center near $126,000, an affordability ratio of 2.0× — accessible. Around 15% of renters are cost-burdened.

Net-net, 48426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48426 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 48426's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48426 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 48426 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48426 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.