ZIP 48729 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48729 (Tuscola County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (72/100). The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (41/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (3/100).

The market reads expansion — home values rose 5.5% year on year, and 44% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,537 people live here, median age 44. Owners hold 90% of homes, renters 10%. There are about 701 housing units across 48729. The vacancy rate is 8.8%. Home values center near $211,700, an affordability ratio of 2.7× — accessible. At $54,844, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 9.6%. The demographic-stress sub-score lands at 23/100. Rent burden reaches 9% of tenant households.

Overall, 48729 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48729 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48729 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Tuscola County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48729 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 48729 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 48729 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.