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ZIP 48746 Foreclosure, Tax-Lien & Distress Report

Tuscola County, Michigan · Affordable market

In Tuscola County, Michigan, ZIP 48746 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Structurally it carries 44/100, against 1/100 of stress already in motion. What sets it apart are the readings on structural risk (44/100), construction/permit lag (43/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (4/100).

The market reads expansion — home values rose 5.2% year on year, and 22% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 89% of homes, renters 11%. Around 46% of renters are cost-burdened. 9.4% of residents fall below the poverty threshold. Around 10% of adults hold a bachelor's degree or higher. At $67,879, median income runs below typical U.S. levels. The vacancy rate is 11.2% — elevated. The demographic-stress sub-score lands at 28/100. A median home runs $161,500 here, or 2.5 times local income. Population is roughly 8,148 with a median age of 47. There are about 3,708 housing units across 48746.

On balance 48746 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48746 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48746's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48746 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 for 48746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 48746 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
44/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 48746

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk74
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

48746 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 48746, the same set carried on every parcel.

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Other Tuscola County ZIP codes

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Every distressed parcel in 48746 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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