ZIP 48746 Property Distress & Foreclosure Data

Composite property distress in 48746 (Tuscola County, Michigan) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). On the structural side it scores 35/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (35/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 22% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

89% of housing is owner-occupied. Around 46% of renters are cost-burdened. The poverty rate is 9.4%. Around 10% of adults hold a bachelor's degree or higher. At $67,879, median income runs below typical U.S. levels. The vacancy rate is 11.2% — elevated. The demographic-stress sub-score lands at 28/100. The typical home is worth about $161,500 (2.5× income, relatively affordable). About 8,148 people live here, median age 47. The ZIP holds roughly 3,708 housing units.

Net-net, 48746 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.