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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 48744 Foreclosure, Tax-Lien & Distress Report

Tuscola County, Michigan · Affordable market

Composite property distress in 48744 (Tuscola County, Michigan) lands at 19/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (71/100)). Latent structural risk is 40/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are structural risk (40/100), construction/permit lag (38/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (3/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 30% higher over three years, at 31/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. 9.8% of residents fall below the poverty threshold. Around 34% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. Median household income is $58,435, below the U.S. median near $78,000. There are about 1,947 housing units across 48744. The typical home is worth about $159,800 (2.4× income, relatively affordable). About 4,387 people live here, median age 48. The demographic-stress sub-score lands at 25/100. Owners hold 92% of homes, renters 8%.

On balance 48744 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 48744 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 48744 stays directly comparable to neighboring ZIPs and the rest of Tuscola County, Michigan. Sparse data for 48744 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48744's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48744 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
40/100
Structural risk
1/100
Distress activity

ZIP 48744 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk71
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

48744 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 48744, the same set carried on every parcel.

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See who owns each distressed property in 48744, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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