ZIP 48727 Foreclosure, Tax-Lien & Distress Report

Lapeer County, Michigan's ZIP 48727 registers 15/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 33/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (69/100)). The pressure is most legible in construction/permit lag (34/100), structural risk (33/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (2/100) register low.

The peak-phase market in 48727 posted values that rose 4.6% over the year, and 37% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 90% of homes, renters 10%. Roughly 13.7% live below the poverty line. The ZIP holds roughly 416 housing units. Educational attainment sits at 7% bachelor's-or-above. A median home runs $162,900 here, or 2.5 times local income. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 8% of tenant households. The demographic-stress sub-score lands at 24/100. About 939 people live here, median age 49. At $62,596, median income runs below typical U.S. levels.

Taken together, 48727 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 48727 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48727's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 48727 shows blanks, not estimates, wherever the record is sparse.

The 15/100 for 48727 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 48727 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.