ZIP 48727 Property Distress & Foreclosure Data

DLRadar grades ZIP 48727 (Lapeer County, Michigan) at a minimal 14/100 for overall property distress. Structural exposure scores 30 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (69/100). Property-level stress concentrates in construction/permit lag (34/100), structural risk (30/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 37% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 10% rented. Roughly 13.7% live below the poverty line. There are about 416 housing units across 48727. About 7% have a four-year degree. A median home runs $162,900 here, or 2.5 times local income. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 8% of tenant households. On demographic stress specifically, 48727 scores 24/100. 939 residents call 48727 home, typically aged 49. Households earn a median $62,596 — below the roughly $78,000 national figure.

Taken together, 48727 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.