Lapeer County, MI: Foreclosures, Tax Liens & Distressed Properties

Lapeer County, MI, Michigan: 22 ZIP codes scored, Lapeer County, MI averaging 18/100 (low, Lapeer, MI), from 14 to 30. Lapeer County, MI is in its peak phase (Lapeer, MI confidence 26/100): Lapeer, MI home prices up 4.2% (Lapeer, MI) over twelve months. Lapeer County, MI lender headwind: 47/100.

Highest-scoring Lapeer County, MI ZIPs: 48371 (30/100), 48462 (30/100), 48423 (24/100), 48463 (24/100), 48014 (22/100), 48438 (21/100). Also scored in Lapeer County, MI: 48744, 48435, 48760, 48453, 48416, 48464, 48727, 48003, 48412, 48421.

Across Lapeer County, MI's scored ZIPs: median home value $238,033, household income $79,533, 7.5% vacancy, 8.9% poverty, 89% owner-occupied, median age 44.6.

Lapeer County, MI insurance distress 0/100 (#2,733 in the US); FEMA hazard 0/100 for Lapeer, MI; Lapeer, MI construction distress 32/100.

7 banks with 19 branches lend in Lapeer County, MI; Lapeer, MI weighted bank stress 58/100, highest 67/100 in Lapeer, MI.

Lapeer County, MI unemployment 5.1% (Lapeer, MI -2.0 pts, six months); 189 new housing units permitted in Lapeer County, MI over twelve months, Lapeer, MI up 21% from 156; Lapeer, MI home prices +8.4% a year (Lapeer, MI) over three years.

37,147 housing units in Lapeer County, MI; 4,835 Lapeer, MI renter households; 45% of Lapeer, MI renters spend 30%+ of income on rent, 28% (Lapeer, MI) half or more.

Lapeer County, MI ranks #2,393 nationally on the opportunity index (Lapeer, MI, among all ranked counties); Lapeer, MI scores 26.3/100 and Lapeer, MI sits #72 inside Michigan. Lapeer, MI is in the weak opportunity phase; Lapeer, MI's primary driver is bank institutional, Lapeer, MI second driver listings discount; Lapeer, MI moved up 591 places. 137 short-sale listings across Lapeer, MI; 50 days on market observed in Lapeer, MI; 6.3% vacancy over 22 Lapeer, MI ZIPs.

No CFPB county sample covers Lapeer County, MI. The metro area reading for Lapeer, MI (Detroit-Warren-Dearborn, MI): 0.9% ninety-plus days late; Lapeer, MI's thirty-to-eighty-nine share is 2.3% (Lapeer, MI, December 2025 data); Michigan overall 0.9%.

Lapeer County, MI has 4 watched banks; 4 Lapeer, MI banks sit in an elevated band. Lapeer, MI footprints: Choiceone Bank (8 branches, stress 60) in Lapeer, MI; Tri-County Bank (3 branches, stress 34) in Lapeer, MI; Independent Bank (2 branches, stress 67) in Lapeer, MI.

HUD lists 1 assisted multifamily property in Lapeer County, MI with 110 units; 22 Lapeer, MI units are assisted, 1 Lapeer, MI properties under project-based Section 8.

2,311 of the 37,147 housing units in Lapeer, MI sit vacant. Lapeer County, MI permitted 0 multifamily units in twelve months; Lapeer, MI's one-to-four unit structures added 189 units in Lapeer County, MI.