ZIP 48463 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48463 (Genesee County, Michigan) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (87/100). Latent structural risk is 56/100 while live distress already moving reads 3/100. What sets it apart are the readings on structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 12% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. Households earn a median $69,893 — near the roughly $78,000 national figure. Educational attainment sits at 18% bachelor's-or-above. 7.2% of residents fall below the poverty threshold. Vacancy runs 7.2%. The ZIP holds roughly 1,815 housing units. The typical home is worth about $191,500 (2.6× income, relatively affordable). Owners hold 91% of homes, renters 9%. About 4,536 people live here, median age 47.

On balance 48463 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48463 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 48463's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 48463, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 48463 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48463 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.