ZIP 48463 Property Distress & Foreclosure Data

Genesee County, Michigan's ZIP 48463 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (87/100). On the structural side it scores 54/100, with 3/100 of stress already active. The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 12% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 52% of renters are cost-burdened. On demographic stress specifically, 48463 scores 27/100. Households earn a median $69,893 — near the roughly $78,000 national figure. About 18% have a four-year degree. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 7.2%. The ZIP holds roughly 1,815 housing units. A median home runs $191,500 here, or 2.6 times local income. The tenure split is 91% owner-occupied to 9% rented. 4,536 residents call 48463 home, typically aged 47.

Overall, 48463 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.