ZIP 48464 Foreclosure, Tax-Lien & Distress Report
Lapeer County, Michigan · High Vacancy market
Scored purely from public records, 48464 (Lapeer County, Michigan) returns a low composite of 16/100. Latent structural risk is 33/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (36/100), structural risk (33/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (71/100)).
The market reads peak — home values rose 4.3% year on year, and 13% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 92% of homes, renters 8%. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $206,000, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 1,986 with a median age of 52. Roughly 11.7% live below the poverty line. At $64,464, median income runs below typical U.S. levels. The ZIP holds roughly 1,081 housing units. Around 19% of adults hold a bachelor's degree or higher. Around 50% of renters are cost-burdened.
On the whole, 48464 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48464 at the moment; the composite and its components are still built from verifiable public records.
Whether 48464 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48464 can be compared directly against any other ZIP in Lapeer County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48464 reflects the current record instead of a stale or modeled snapshot.
48464's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 48464’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48464 by the numbers
The live 48464 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Lapeer County
Related reports across Lapeer County, Michigan
Other reports tied to Lapeer County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 48464 acquisition report
Every distressed parcel in 48464 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology