ZIP 48464 Property Distress & Foreclosure Data

ZIP code 48464 in Lapeer County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 31/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (34/100), structural risk (31/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).

The market reads expansion — home values rose 5.8% year on year, and 13% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

92% of housing is owner-occupied. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $206,000 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 30/100. About 1,986 people live here, median age 52. The poverty rate is 11.7%. At $64,464, median income runs below typical U.S. levels. There are about 1,081 housing units across 48464. Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households.

Net-net, 48464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.