ZIP 48734 Property Distress & Foreclosure Data

ZIP code 48734 in Saginaw County, Michigan carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (39/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.1% year on year, and 19% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 10.9%. The typical home is worth about $305,100 (3.2× income, relatively affordable). The poverty rate is 3.8% — low. Around 48% of adults hold a bachelor's degree or higher. About 7,642 people live here, median age 50. At $89,217, median income runs above typical U.S. levels. 77% of housing is owner-occupied. There are about 3,857 housing units across 48734. The demographic-stress sub-score lands at 23/100. Rent burden reaches 24% of tenant households.

Overall 48734 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.