ZIP 48734 Foreclosure, Tax-Lien & Distress Report
Saginaw County, Michigan · Distress market
In Saginaw County, Michigan, ZIP 48734 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 64/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (71/100)). The most distinctive pressure shows up in structural risk (64/100), construction/permit lag (53/100), institutional ownership (44/100). mortgage stress (8/100) stay muted.
The market reads peak — home values rose 4.2% year on year, and 19% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 10.9%. A median home runs $305,100 here, or 3.2 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. About 48% have a four-year degree. About 7,642 people live here, median age 50. At $89,217, median income runs above typical U.S. levels. The tenure split is 77% owner-occupied to 23% rented. There are about 3,857 housing units across 48734. The demographic-stress sub-score lands at 23/100. Rent burden reaches 24% of tenant households.
Overall, 48734 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 48734's 29/100 can be lined up against any neighbor in Saginaw County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48734 shows blanks, not estimates, wherever the record is sparse.
Behind 48734's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48734 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 48734 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 48734 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48734, the same set carried on every parcel.
Nearby ZIPs in Saginaw County
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Further distress data across Saginaw County, Michigan at ZIP, county and state level.
See every distressed parcel in 48734
Open 48734 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology