ZIP 48747 Property Distress & Foreclosure Data

Bay County, Michigan's ZIP 48747 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 41/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (41/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (79/100)).

The expansion-phase market in 48747 posted values that rose 5.5% over the year, and 44% higher over three years, at 53/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,488 with a median age of 47. Median household income is $78,750, near the U.S. median near $78,000. Home values center near $141,300, an affordability ratio of 1.5× — accessible. DLRadar's demographic-stress index for the area reads 19/100. Vacancy runs 6.1%. Rent burden reaches 20% of tenant households. Owners hold 95% of homes, renters 5%. There are about 653 housing units across 48747. Educational attainment sits at 22% bachelor's-or-above. 7.5% of residents fall below the poverty threshold.

Broadly, 48747 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.