ZIP 48601 Property Distress & Foreclosure Data

Composite property distress in 48601 (Saginaw County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (79/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 30% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 57% of renters are cost-burdened. A median home runs $62,800 here, or 1.4 times local income. Roughly 31.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 8% have a four-year degree. Households earn a median $37,830 — below the roughly $78,000 national figure. On demographic stress specifically, 48601 scores 34/100. The ZIP holds roughly 15,924 housing units. 32,069 residents call 48601 home, typically aged 39. The vacancy rate is 17.2% — elevated. The tenure split is 66% owner-occupied to 34% rented.

Taken together, 48601 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.