ZIP 48722 Property Distress & Foreclosure Data

DLRadar grades ZIP 48722 (Saginaw County, Michigan) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.8% year on year, and 24% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

At $68,777, median income runs near typical U.S. levels. The typical home is worth about $139,700 (2.0× income, relatively affordable). The poverty rate is 7.7%. The vacancy rate is 9.7%. Around 20% of adults hold a bachelor's degree or higher. 95% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. About 3,147 people live here, median age 48. Around 44% of renters are cost-burdened. The ZIP holds roughly 1,417 housing units.

Net-net, 48722 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.