ZIP 48602 Foreclosure, Tax-Lien & Distress Report
Saginaw County, Michigan · High Poverty market
Saginaw County, Michigan's ZIP 48602 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Structural exposure scores 51 and live distress 2 on the 0–100 scale.
The market reads peak — home values rose 3.8% year on year, and 33% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 27,490 people live here, median age 35. The typical home is worth about $73,600 (1.5× income, relatively affordable). There are about 12,301 housing units across 48602. At $46,068, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 28.6% — high, a tax-stress and distress correlate. Rent burden reaches 53% of tenant households. 62% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100.
Net-net, 48602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 48602
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 48602 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Saginaw County
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Deterministic. Every signal traces to a public dataset · methodology