ZIP 48602 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48602 (Saginaw County, Michigan) lands at 30/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). Its heaviest discrete signals: structural risk (66/100), construction/permit lag (53/100), institutional ownership (45/100). On the quiet end sit mortgage stress (8/100). On the structural side it scores 66/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 33% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

About 27,490 people live here, median age 35. The typical home is worth about $73,600 (1.5× income, relatively affordable). The ZIP holds roughly 12,301 housing units. At $46,068, median income runs below typical U.S. levels. About 15% have a four-year degree. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 28.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 53% of tenant households. 62% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100.

Net-net, 48602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 48602 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 48602's 30/100 can be lined up against any neighbor in Saginaw County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48602 shows blanks, not estimates, wherever the record is sparse.

48602's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 48602 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.