ZIP 48603 Property Distress & Foreclosure Data

ZIP code 48603 in Saginaw County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (79/100)).

The peak-phase market in 48603 posted values that rose 3.8% over the year, and 21% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

13.8% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. The vacancy rate is 8.0%. Educational attainment sits at 37% bachelor's-or-above. Median household income is $65,690, below the U.S. median near $78,000. Population is roughly 27,846 with a median age of 41. Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $186,800, an affordability ratio of 2.8× — accessible. The ZIP holds roughly 13,324 housing units.

On balance 48603 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.