ZIP 48724 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48724 (Saginaw County, Michigan) lands at 30/100 — moderate on DLRadar's distress scoring. Its standout signals are structural risk (67/100), construction/permit lag (51/100), institutional ownership (50/100). By contrast, mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (81/100), FEMA disaster exposure (60/100)). Structurally it carries 67/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 0.0%. Around 19% of renters are cost-burdened. There are about 386 housing units across 48724. About 2% have a four-year degree. The tenure split is 29% owner-occupied to 71% rented. 1,226 residents call 48724 home, typically aged 16. 48.1% of residents fall below the poverty threshold. On demographic stress specifically, 48724 scores 37/100. Median household income is $31,787, below the U.S. median near $78,000. The typical home is worth about $66,100 (2.1× income, relatively affordable).

Taken together, 48724 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 48724 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 48724 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Saginaw County, Michigan and the nation. Where the record is thin for 48724, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48724 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 48724 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.