ZIP 48616 Foreclosure, Tax-Lien & Distress Report
Saginaw County, Michigan · Affordable market
DLRadar grades ZIP 48616 (Saginaw County, Michigan) at a moderate 30/100 for overall property distress. Leading the profile are structural risk (67/100), construction/permit lag (51/100), institutional ownership (49/100). By contrast, mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (80/100). Structurally it carries 67/100, against 2/100 of stress already in motion.
Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 27% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $67,801, below the U.S. median near $78,000. Rent burden reaches 24% of tenant households. The poverty rate is 10.3%. The demographic-stress sub-score lands at 24/100. Around 14% of adults hold a bachelor's degree or higher. Home values center near $163,100, an affordability ratio of 2.3× — accessible. There are about 3,221 housing units across 48616. Owners hold 83% of homes, renters 17%. Population is roughly 7,702 with a median age of 44. The vacancy rate is 7.2%.
Net-net, 48616 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48616 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 48616's 30/100 can be lined up against any neighbor in Saginaw County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48616 reflects the current record instead of a stale or modeled snapshot.
The 30/100 for 48616 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48616 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 48616
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 48616 distress snapshot
A live read on 48616: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Saginaw County ZIP reports
Nearest ZIP codes to 48616
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Further distress data across Saginaw County, Michigan at ZIP, county and state level.
Unlock parcel-level detail for ZIP 48616
Every distressed parcel in 48616 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology