ZIP 48616 Property Distress & Foreclosure Data

Saginaw County, Michigan's ZIP 48616 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 27% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $67,801 — below the roughly $78,000 national figure. Around 24% of renters are cost-burdened. Roughly 10.3% live below the poverty line. On demographic stress specifically, 48616 scores 24/100. About 14% have a four-year degree. A median home runs $163,100 here, or 2.3 times local income. The ZIP holds roughly 3,221 housing units. The tenure split is 83% owner-occupied to 17% rented. 7,702 residents call 48616 home, typically aged 44. The vacancy rate is 7.2%.

Overall, 48616 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.