ZIP 48760 Foreclosure, Tax-Lien & Distress Report

ZIP 48760's composite property-distress score is 17/100 - DLRadar classes that as low for Lapeer County, Michigan. Its standout signals are structural risk (35/100), construction/permit lag (32/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (70/100). Structurally it carries 35/100, against 1/100 of stress already in motion.

The peak-phase market in 48760 posted values that rose 4.8% over the year, and 32% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 92% owner-occupied to 8% rented. There are about 705 housing units across 48760. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 10.9%. About 1,361 people live here, median age 45. Households earn a median $59,083 — below the roughly $78,000 national figure. On demographic stress specifically, 48760 scores 30/100. Rent burden reaches 55% of tenant households. The typical home is worth about $171,000 (2.5× income, relatively affordable).

On the whole, 48760 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48760 at the moment; the composite and its components are still built from verifiable records.

The 48760 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 48760 stays directly comparable to neighboring ZIPs and the rest of Lapeer County, Michigan. Sparse data for 48760 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48760 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 48760 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.