ZIP 48003 Property Distress & Foreclosure Data

Lapeer County, Michigan's ZIP 48003 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). The latent-versus-live split is 29/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (69/100)).

The expansion-phase market in 48003 posted values that rose 5.6% over the year, and 15% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $290,100, an affordability ratio of 3.1× — accessible. 6.5% of residents fall below the poverty threshold. Median household income is $88,533, above the U.S. median near $78,000. The ZIP holds roughly 2,552 housing units. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 6,045 with a median age of 45. Around 44% of renters are cost-burdened. Owners hold 92% of homes, renters 8%. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 3.5%.

Broadly, 48003 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.