ZIP 48435 Foreclosure, Tax-Lien & Distress Report

In Tuscola County, Michigan, ZIP 48435 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 36/100, against 1/100 of stress already in motion. Its standout signals are structural risk (36/100), construction/permit lag (33/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 10% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.0%. Households earn a median $83,142 — near the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. Educational attainment sits at 10% bachelor's-or-above. 2,592 residents call 48435 home, typically aged 36. Around 31% of renters are cost-burdened. Home values center near $143,200, an affordability ratio of 1.7× — accessible. There are about 891 housing units across 48435. 6.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100.

On balance, 48435 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 48435 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 48435 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 48435 stays directly comparable to neighboring ZIPs and the rest of Tuscola County, Michigan. Sparse data for 48435 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48435's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48435 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.