ZIP 48723 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48723 (Tuscola County, Michigan) lands at 16/100 — low on DLRadar's public-record scoring. Structural exposure scores 34 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (48/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (72/100)).

The expansion-phase market in 48723 posted values that rose 6.4% over the year, and 25% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 80% of homes, renters 20%. There are about 5,246 housing units across 48723. Population is roughly 11,960 with a median age of 45. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $138,100, an affordability ratio of 2.3× — accessible. Median household income is $56,618, below the U.S. median near $78,000. Vacancy runs 7.8%. Rent burden reaches 42% of tenant households. 19.4% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above.

On balance 48723 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.