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ZIP 48723 Foreclosure, Tax-Lien & Distress Report

Tuscola County, Michigan · Affordable market

Tuscola County, Michigan's ZIP 48723 registers 20/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 43/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (41/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (72/100)).

The expansion-phase market in 48723 posted values that rose 5.5% over the year, and 25% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

80% of housing is owner-occupied. There are about 5,246 housing units across 48723. Population is roughly 11,960 with a median age of 45. The demographic-stress sub-score lands at 29/100. A median home runs $138,100 here, or 2.3 times local income. Median household income is $56,618, below the U.S. median near $78,000. The vacancy rate is 7.8%. Rent burden reaches 42% of tenant households. The poverty rate is 19.4% — high, a tax-stress and distress correlate. Educational attainment sits at 18% bachelor's-or-above.

Net-net, 48723 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48723 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48723's 20/100 can be lined up against any neighbor in Tuscola County, Michigan or any ZIP coast to coast. Sparse data for 48723 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 48723 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48723 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
43/100
Structural risk
1/100
Distress activity

What is driving ZIP 48723’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk72
48723 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

48723 at a glance

Current distress, phase, housing and lender-pressure figures for 48723, drawn from the same report attached to each property.

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Adjacent Tuscola County ZIP reports

Keep exploring Michigan distress

Additional distress intelligence spanning Tuscola County, Michigan by ZIP, county and state.

See every distressed parcel in 48723

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Rules-based scoring — each signal ties to a public dataset · methodology

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