ZIP 48726 Property Distress & Foreclosure Data

In Tuscola County, Michigan, ZIP 48726 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (32/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (69/100)). The latent-versus-live split is 32/100 structural and 1/100 already moving.

The expansion-phase market in 48726 posted values that rose 6.4% over the year, and 18% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 23/100. 12.3% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. Population is roughly 5,715 with a median age of 43. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 2,596 housing units. Median household income is $65,788, below the U.S. median near $78,000. Owners hold 84% of homes, renters 16%. Home values center near $128,300, an affordability ratio of 1.8× — accessible. The vacancy rate is 13.2% — elevated.

On the whole, 48726 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.