Tuscola County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tuscola County, Michigan? DLRadar grades every Tuscola County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Tuscola County breakdown.
- Tuscola County's most distressed ZIP is 48415 at 29/100.
- 21 ZIP codes tracked in Tuscola County, averaging 20/100 distress.
- Tuscola County reads expansion — home values up 5.5% year over year.
- Vacancy runs 11.8% across Tuscola County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Tuscola County home is worth about $163,005 against a ~$65,993 median income.
- Lending headwind in Tuscola County sits at 49/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48415 | 29/100 |
| 2 | 48734 | 29/100 |
| 3 | 48420 | 24/100 |
| 4 | 48757 | 23/100 |
| 5 | 48746 | 21/100 |
| 6 | 48701 | 20/100 |
| 7 | 48723 | 20/100 |
| 8 | 48729 | 20/100 |
| 9 | 48733 | 20/100 |
| 10 | 48741 | 20/100 |
| 11 | 48767 | 20/100 |
| 12 | 48768 | 20/100 |
Most distressed ZIP codes in Tuscola County (composite distress 0-100, 2026)
What is driving Tuscola County distress
Tuscola County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Tuscola County market phase and pricing
Tuscola County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Tuscola County
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Common questions
What is the hardest-hit ZIP in Tuscola County?
ZIP 48415 leads Tuscola County at 29/100, recomputed monthly from public records.
How would you describe the Tuscola County market phase?
Tuscola County currently sits in expansion, with values up 5.5% year on year, based on FHFA price-index trajectory.
Where does the Tuscola County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 21 Tuscola County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Tuscola County ZIP codes?
One county number flattens a wide range. Across the Tuscola County ZIPs DLRadar ranks, scores run from 29/100 in 48415 down to 20/100 in 48768, against a Tuscola County average of 20/100. With 9 points between best and worst, county-level targeting in Tuscola County wastes effort.
What do Tuscola County home values and vacancy say about distressed supply?
The typical Tuscola County home carries about $163,005 of value against a median household income near $65,993. Vacancy across Tuscola County's tracked ZIPs runs 11.8% and the poverty rate is 10.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Tuscola County's foreclosure and tax-lien filings and its 49/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.