ZIP 48475 Foreclosure, Tax-Lien & Distress Report

In Sanilac County, Michigan, ZIP 48475 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 36/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (63/100). The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (36/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.5% year on year, and 21% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,423 residents call 48475 home, typically aged 44. Median household income is $60,347, below the U.S. median near $78,000. Home values center near $161,200, an affordability ratio of 2.6× — accessible. Around 18% of renters are cost-burdened. There are about 1,076 housing units across 48475. Vacancy runs 8.3%. On demographic stress specifically, 48475 scores 24/100. Around 13% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. 13.7% of residents fall below the poverty threshold.

Overall, 48475 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48475 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 48475's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48475 reflects the current record instead of a stale or modeled snapshot.

48475's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 48475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.