ZIP 48413 Foreclosure, Tax-Lien & Distress Report

ZIP 48413's composite property-distress score is 15/100 - DLRadar classes that as low for Huron County, Michigan. The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (32/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structurally it carries 32/100, against 2/100 of stress already in motion.

The expansion-phase market in 48413 posted values that rose 5.5% over the year, and 30% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,409 housing units. Median household income is $56,804, below the U.S. median near $78,000. The vacancy rate is 9.9%. 74% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. Around 35% of renters are cost-burdened. Home values center near $156,000, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 27/100. About 7,404 people live here, median age 46. The poverty rate is 12.3%.

Overall, 48413 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48413 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 48413 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48413 can be compared directly against any other ZIP in Huron County, Michigan or nationwide. 48413 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 48413 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 48413 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.