ZIP 48720 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48720 (Huron County, Michigan) at a low 15/100 for overall property distress. Structural exposure scores 32 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (56/100), structural risk (32/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $56,833, below the U.S. median near $78,000. The tenure split is 90% owner-occupied to 10% rented. The poverty rate is 12.3%. Rent burden reaches 56% of tenant households. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $139,100 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 30/100. The vacancy rate is 26.4% — elevated. About 1,046 people live here, median age 43. The ZIP holds roughly 586 housing units.

Net-net, 48720 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 48720 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 48720 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Huron County, Michigan and the nation. Sparse data for 48720 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48720's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48720 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.