ZIP 48432 Property Distress & Foreclosure Data

ZIP code 48432 in Huron County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 32/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (54/100), structural risk (32/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The expansion-phase market in 48432 posted values that rose 6.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $114,600, an affordability ratio of 2.3× — accessible. Educational attainment sits at 7% bachelor's-or-above. Median household income is $62,500, below the U.S. median near $78,000. Around 18% of renters are cost-burdened. 9.6% of residents fall below the poverty threshold. The vacancy rate is 10.3%. The ZIP holds roughly 259 housing units. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 523 with a median age of 49.

On balance 48432 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.