ZIP 48445 Foreclosure, Tax-Lien & Distress Report
Huron County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 48445 in Huron County, Michigan comes in at 14, a minimal composite-distress reading. Structural risk reads 29/100 against active distress of 2/100. Its standout signals are construction/permit lag (45/100), structural risk (29/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
82% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. About 1,170 people live here, median age 47. Rent burden reaches 48% of tenant households. Median household income is $57,917, below the U.S. median near $78,000. There are about 706 housing units across 48445. Roughly 14.9% live below the poverty line. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 48445 scores 30/100. Home values center near $121,600, an affordability ratio of 2.0× — accessible.
Net-net, 48445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 48445 at the moment; the composite and its components are still built from verifiable records.
Whether 48445 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48445 can be compared directly against any other ZIP in Huron County, Michigan or nationwide. Where the record is thin for 48445, the field stays empty rather than modeled, and fills in as new documents post.
The 14/100 for 48445 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 48445 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 48445’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 48445 distress snapshot
The live 48445 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Huron County ZIPs near 48445
Nearest ZIP codes to 48445
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Keep going: ZIP, county and state distress coverage for Huron County, Michigan.
See every distressed parcel in 48445
Every distressed parcel in 48445 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology