ZIP 48735 Property Distress & Foreclosure Data

In Tuscola County, Michigan, ZIP 48735 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (51/100), structural risk (33/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 33/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (65/100)).

The expansion-phase market in 48735 posted values that rose 6.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 87% of homes, renters 13%. The vacancy rate is 10.2%. Median household income is $61,250, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 440 housing units. DLRadar's demographic-stress index for the area reads 23/100. Around 21% of renters are cost-burdened. Home values center near $120,800, an affordability ratio of 1.9× — accessible. 11.4% of residents fall below the poverty threshold. Population is roughly 965 with a median age of 44.

On balance 48735 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.