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ZIP 48735 Foreclosure, Tax-Lien & Distress Report

Tuscola County, Michigan · Affordable market

Scored purely from public records, 48735 (Tuscola County, Michigan) returns a low composite of 18/100. Property-level stress concentrates in construction/permit lag (49/100), structural risk (38/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (5/100). The split runs 38/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (65/100)).

The expansion-phase market in 48735 posted values that rose 5.5% over the year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 87% of homes, renters 13%. The vacancy rate is 10.2%. Median household income is $61,250, below the U.S. median near $78,000. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 440 housing units. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 21% of tenant households. A median home runs $120,800 here, or 1.9 times local income. The poverty rate is 11.4%. About 965 people live here, median age 44.

On balance 48735 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48735 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48735 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48735's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48735 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 48735

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk65
9 further distress layers are graded for 48735

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 48735 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Tuscola County ZIPs near 48735

Related reports across Tuscola County, Michigan

Related ZIP, county and statewide reads linked to Tuscola County, Michigan.

Unlock parcel-level detail for ZIP 48735

Every distressed parcel in 48735 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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