ZIP 48731 Foreclosure, Tax-Lien & Distress Report

ZIP 48731's composite property-distress score is 15/100 - DLRadar classes that as low for Huron County, Michigan. On the structural side it scores 32/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (56/100), structural risk (32/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The expansion-phase market in 48731 posted values that rose 5.5% over the year, and 14% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $50,288 — below the roughly $78,000 national figure. Population is roughly 1,522 with a median age of 43. The tenure split is 74% owner-occupied to 26% rented. Rent burden reaches 43% of tenant households. The poverty rate is 14.8%. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. There are about 722 housing units across 48731. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $115,500 here, or 2.1 times local income.

Taken together, 48731 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 48731 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 48731 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48731 can be compared directly against any other ZIP in Huron County, Michigan or nationwide. Sparse data for 48731 shows as blanks, never estimates, and the score updates on every fresh public filing.

48731's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48731 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.