ZIP 48731 Property Distress & Foreclosure Data

DLRadar grades ZIP 48731 (Huron County, Michigan) at a minimal 14/100 for overall property distress. On the structural side it scores 32/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (54/100), structural risk (32/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 14% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $50,288, median income runs below typical U.S. levels. About 1,522 people live here, median age 43. 74% of housing is owner-occupied. Around 43% of renters are cost-burdened. The poverty rate is 14.8%. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 722 housing units. The vacancy rate is 13.1% — elevated. The typical home is worth about $115,500 (2.1× income, relatively affordable).

Net-net, 48731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.