ZIP 48456 Foreclosure, Tax-Lien & Distress Report
Sanilac County, Michigan · High Vacancy market
ZIP code 48456 in Sanilac County, Michigan carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (56/100), structural risk (34/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural risk reads 34/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (66/100).
The expansion-phase market in 48456 posted values that rose 5.5% over the year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $59,904, median income runs below typical U.S. levels. The poverty rate is 10.6%. On demographic stress specifically, 48456 scores 28/100. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 377 housing units. A median home runs $195,000 here, or 2.4 times local income. Around 42% of renters are cost-burdened. The vacancy rate is 17.3% — elevated. 86% of housing is owner-occupied. About 768 people live here, median age 45.
Net-net, 48456 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48456 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 48456 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48456 reflects the current record instead of a stale or modeled snapshot.
Each component behind 48456 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 48456 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 48456 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
48456 at a glance
A live read on 48456: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Deterministic scoring, sourced entirely from public data · methodology