ZIP 48465 Foreclosure, Tax-Lien & Distress Report

ZIP 48465's composite property-distress score is 18/100 - DLRadar classes that as low for Sanilac County, Michigan. Environmental exposure also runs high (climate & FEMA risk (68/100)). On the structural side it scores 39/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $73,611, near the U.S. median near $78,000. The vacancy rate is 44.3% — elevated. Educational attainment sits at 12% bachelor's-or-above. There are about 366 housing units across 48465. The poverty rate is 7.9%. Population is roughly 535 with a median age of 49. The typical home is worth about $200,600 (2.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 24/100. Around 0% of renters are cost-burdened. Owners hold 88% of homes, renters 12%.

On the whole, 48465 leans distressed, with opportunity clustered in specific stressed parcels. 48465 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 48465 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48465 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 48465 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.