Sanilac County, MI: Foreclosures, Tax Liens & Distressed Properties

Sanilac County, MI, Michigan: 23 ZIP codes scored, Sanilac County, MI averaging 16/100 (low, Sanilac, MI), from 14 to 21. Sanilac County, MI is in its expansion phase (Sanilac, MI confidence 32/100): Sanilac, MI home prices up 5.5% (Sanilac, MI) over twelve months. Sanilac County, MI lender headwind: 37/100.

Highest-scoring Sanilac County, MI ZIPs: 48032 (21/100), 48097 (21/100), 48726 (19/100), 48401 (16/100), 48410 (16/100), 48419 (16/100). Also scored in Sanilac County, MI: 48422, 48426, 48427, 48434, 48450, 48453, 48454, 48456, 48465, 48466.

Across Sanilac County, MI's scored ZIPs: median home value $171,722, household income $60,594, 18.7% vacancy, 13.4% poverty, 84% owner-occupied, median age 46.4.

Sanilac County, MI insurance distress 0/100 (#2,741 in the US); FEMA hazard 0/100 for Sanilac, MI; Sanilac, MI construction distress 57/100.

6 banks with 19 branches lend in Sanilac County, MI; Sanilac, MI weighted bank stress 48/100, highest 67/100 in Sanilac, MI.

Sanilac County, MI unemployment 5.5% (Sanilac, MI -1.4 pts, six months); 67 new housing units permitted in Sanilac County, MI over twelve months, Sanilac, MI down 8% from 73; Sanilac, MI home prices +8.8% a year (Sanilac, MI) over three years.

21,756 housing units in Sanilac County, MI; 3,202 Sanilac, MI renter households; 35% of Sanilac, MI renters spend 30%+ of income on rent, 13% (Sanilac, MI) half or more.

Sanilac County, MI ranks #1,586 nationally on the opportunity index (Sanilac, MI, among all ranked counties); Sanilac, MI scores 29.1/100 and Sanilac, MI sits #52 inside Michigan. Sanilac, MI is in the early_signal opportunity phase; Sanilac, MI's primary driver is vacancy, Sanilac, MI second driver construction; Sanilac, MI moved up 272 places. 14 short-sale listings across Sanilac, MI; 53 days on market observed in Sanilac, MI; 15.9% vacancy over 23 Sanilac, MI ZIPs.

No CFPB county sample covers Sanilac County, MI. The non-metro area reading for Sanilac, MI: 1.0% ninety-plus days late; Sanilac, MI's thirty-to-eighty-nine share is 2.6% (Sanilac, MI, December 2025 data); Michigan overall 0.9%.

Sanilac County, MI has 4 watched banks; 4 Sanilac, MI banks sit in an elevated band. Sanilac, MI footprints: Thumb Bank&Trust (7 branches, stress 59) in Sanilac, MI; Eastern Michigan Bank (5 branches, stress 35) in Sanilac, MI; Tri-County Bank (4 branches, stress 34) in Sanilac, MI.

HUD lists 1 assisted multifamily property in Sanilac County, MI with 51 units; 51 Sanilac, MI units are assisted, 1 Sanilac, MI properties under project-based Section 8.

4,240 of the 21,756 housing units in Sanilac, MI sit vacant. Sanilac County, MI permitted 0 multifamily units in twelve months; Sanilac, MI's one-to-four unit structures added 67 units in Sanilac County, MI.