Sanilac County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sanilac County, Michigan? DLRadar grades every Sanilac County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Sanilac County breakdown.
- Sanilac County's most distressed ZIP is 48032 at 22/100.
- 23 ZIP codes tracked in Sanilac County, averaging 18/100 distress.
- Sanilac County reads expansion — home values up 5.5% year over year.
- Vacancy runs 18.7% across Sanilac County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Sanilac County home is worth about $171,722 against a ~$60,594 median income.
- Lending headwind in Sanilac County sits at 37/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48032 | 22/100 |
| 2 | 48097 | 22/100 |
| 3 | 48726 | 19/100 |
| 4 | 48401 | 18/100 |
| 5 | 48410 | 18/100 |
| 6 | 48419 | 18/100 |
| 7 | 48422 | 18/100 |
| 8 | 48426 | 18/100 |
| 9 | 48427 | 18/100 |
| 10 | 48434 | 18/100 |
| 11 | 48450 | 18/100 |
| 12 | 48454 | 18/100 |
Most distressed ZIP codes in Sanilac County (composite distress 0-100, 2026)
What is driving Sanilac County distress
Nothing here is estimated: Sanilac County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Sanilac County market phase and pricing
Phase for Sanilac County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Sanilac County
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Common questions
What is the hardest-hit ZIP in Sanilac County?
ZIP 48032 leads Sanilac County at 22/100, recomputed monthly from public records.
How would you describe the Sanilac County market phase?
Phase for Sanilac County: expansion, tracking a 5.5% gain year over year, read off the FHFA index.
How is the Sanilac County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 23 Sanilac County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Sanilac County ZIP codes?
The county figure is a blend, not a description. Across the Sanilac County ZIPs DLRadar ranks, scores run from 22/100 in 48032 down to 18/100 in 48454, against a Sanilac County average of 18/100. The 4-point range is the argument for ZIP-level search across Sanilac County.
What do Sanilac County home values and vacancy say about distressed supply?
The typical Sanilac County home carries about $171,722 of value against a median household income near $60,594. Vacancy across Sanilac County's tracked ZIPs runs 18.7% and the poverty rate is 13.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Sanilac County's foreclosure and tax-lien filings and its 37/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.