ZIP 48469 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48469 (Sanilac County, Michigan) returns a low composite of 18/100. Property-level stress concentrates in construction/permit lag (71/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The latent-versus-live split is 39/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 20% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 48469 scores 29/100. Rent burden reaches 21% of tenant households. Home values center near $162,700, an affordability ratio of 3.2× — accessible. Around 23% of adults hold a bachelor's degree or higher. Roughly 13.9% live below the poverty line. Owners hold 81% of homes, renters 19%. At $52,577, median income runs below typical U.S. levels. Population is roughly 1,253 with a median age of 58. Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,012 housing units.

On the whole, 48469 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 48469's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48469 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 48469 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48469 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.