ZIP 48401 Property Distress & Foreclosure Data

In Sanilac County, Michigan, ZIP 48401 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 29/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (33/100), structural risk (29/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 19% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 14% of adults hold a bachelor's degree or higher. Around 31% of renters are cost-burdened. At $68,571, median income runs below typical U.S. levels. 81% of housing is owner-occupied. The typical home is worth about $162,700 (2.4× income, relatively affordable). The ZIP holds roughly 700 housing units. The poverty rate is 14.1%. The vacancy rate is 16.7% — elevated. The demographic-stress sub-score lands at 27/100. About 1,310 people live here, median age 55.

Net-net, 48401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.