ZIP 48427 Foreclosure, Tax-Lien & Distress Report
Sanilac County, Michigan · High Vacancy market
DLRadar grades ZIP 48427 (Sanilac County, Michigan) at a low 16/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (68/100)). Latent structural risk is 36/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (58/100), structural risk (36/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.
The expansion-phase market in 48427 posted values that rose 5.5% over the year, and 20% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The poverty rate is 15.8%. There are about 1,674 housing units across 48427. Median household income is $57,228, below the U.S. median near $78,000. About 18% have a four-year degree. Rent burden reaches 29% of tenant households. Owners hold 80% of homes, renters 20%. Vacancy runs 27.1%, above the national norm and a classic distress-and-opportunity signal. Home values center near $156,800, an affordability ratio of 2.3× — accessible. On demographic stress specifically, 48427 scores 28/100. 2,881 residents call 48427 home, typically aged 45.
On the whole, 48427 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 48427 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 48427's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 48427, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 48427's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48427 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 48427’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 48427 by the numbers
The live 48427 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Sanilac County ZIPs near 48427
Nearest ZIP codes to 48427
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Sanilac County, Michigan at ZIP, county and state level.
Get the full acquisition report for 48427
Pull every distressed parcel in 48427 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology