ZIP 48427 Property Distress & Foreclosure Data

Sanilac County, Michigan's ZIP 48427 registers 14/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (68/100). On the structural side it scores 29/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (33/100), structural risk (29/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 20% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 15.8% live below the poverty line. The ZIP holds roughly 1,674 housing units. Households earn a median $57,228 — below the roughly $78,000 national figure. About 18% have a four-year degree. Around 29% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 27.1% — elevated. A median home runs $156,800 here, or 2.3 times local income. On demographic stress specifically, 48427 scores 28/100. 2,881 residents call 48427 home, typically aged 45.

Taken together, 48427 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

14/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48427

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Sanilac County

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