ZIP 48421 Property Distress & Foreclosure Data

Composite property distress in 48421 (Lapeer County, Michigan) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (33/100), structural risk (31/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 31/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 14% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 48421 scores 26/100. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $69,597 — near the roughly $78,000 national figure. The vacancy rate is 16.0% — elevated. The ZIP holds roughly 3,049 housing units. 6,488 residents call 48421 home, typically aged 48. Around 30% of renters are cost-burdened. The tenure split is 93% owner-occupied to 7% rented. About 20% have a four-year degree. A median home runs $220,600 here, or 3.0 times local income.

Taken together, 48421 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.