ZIP 48446 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48446 (Lapeer County, Michigan) returns a minimal composite of 14/100. Latent structural risk is 30/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). Its standout signals are construction/permit lag (33/100), structural risk (30/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $220,200 here, or 3.1 times local income. Households earn a median $66,382 — below the roughly $78,000 national figure. Population is roughly 30,807 with a median age of 43. Vacancy runs 5.2%. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 13,025 housing units. Owners hold 79% of homes, renters 21%. The poverty rate is 11.9%. Rent burden reaches 42% of tenant households. Educational attainment sits at 20% bachelor's-or-above.

On balance 48446 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48446 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48446's 14/100 can be lined up against any neighbor in Lapeer County, Michigan or any ZIP coast to coast. 48446 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 14/100 figure for 48446 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 48446 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.