ZIP 48446 Property Distress & Foreclosure Data

ZIP code 48446 in Lapeer County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 29/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). What sets it apart are the readings on construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $220,200 (3.1× income, relatively affordable). At $66,382, median income runs below typical U.S. levels. About 30,807 people live here, median age 43. Vacancy runs 5.2%. The demographic-stress sub-score lands at 29/100. There are about 13,025 housing units across 48446. 79% of housing is owner-occupied. The poverty rate is 11.9%. Rent burden reaches 42% of tenant households. Around 20% of adults hold a bachelor's degree or higher.

Net-net, 48446 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.