ZIP 48440 Foreclosure, Tax-Lien & Distress Report
Lapeer County, Michigan · Distress market
ZIP 48440's composite property-distress score is 14/100 - DLRadar classes that as minimal for Lapeer County, Michigan. Structural risk reads 30/100 against active distress of 0/100. Property-level stress concentrates in construction/permit lag (33/100), structural risk (30/100), institutional ownership (3/100). By contrast, structural risk (30/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (69/100).
The peak-phase market in 48440 posted values that rose 4.2% over the year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 0.0%. Educational attainment sits at 41% bachelor's-or-above. Population is roughly 111 with a median age of 44. On demographic stress specifically, 48440 scores 19/100. The poverty rate is 4.5% — low. At $108,859, median income runs above typical U.S. levels. The ZIP holds roughly 43 housing units. Owners hold 100% of homes, renters 0%.
Overall 48440 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 48440 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Lapeer County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 48440, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
48440's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 48440 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 48440 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 48440 by the numbers
Current distress, phase, housing and lender-pressure figures for 48440, drawn from the same report attached to each property.
Neighbouring ZIPs in Lapeer County
Related reports across Lapeer County, Michigan
Further distress data across Lapeer County, Michigan at ZIP, county and state level.
See every distressed parcel in 48440
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Deterministic scoring, sourced entirely from public data · methodology