ZIP 48440 Property Distress & Foreclosure Data

Lapeer County, Michigan's ZIP 48440 registers 14/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 29 and live distress 0 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). By contrast, structural risk (29/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (69/100).

The market reads expansion — home values rose 5.6% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 0.0%. Around 41% of adults hold a bachelor's degree or higher. About 111 people live here, median age 44. The demographic-stress sub-score lands at 19/100. The poverty rate is 4.5% — low. At $108,859, median income runs above typical U.S. levels. There are about 43 housing units across 48440. 100% of housing is owner-occupied.

Overall 48440 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.