ZIP 48519 Property Distress & Foreclosure Data

In Genesee County, Michigan, ZIP 48519 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (88/100)). On the structural side it scores 54/100, with 3/100 of stress already active.

The expansion-phase market in 48519 posted values that rose 6.8% over the year, and 19% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $60,625, below the U.S. median near $78,000. Around 29% of renters are cost-burdened. 8.7% of residents fall below the poverty threshold. Owners hold 69% of homes, renters 31%. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 3,439 housing units. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 2.6%. Population is roughly 7,523 with a median age of 45. Home values center near $159,100, an affordability ratio of 2.6× — accessible.

On balance 48519 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.