ZIP 48519 Foreclosure, Tax-Lien & Distress Report

Genesee County, Michigan's ZIP 48519 registers 25/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 56/100 structural and 3/100 already moving.

The peak-phase market in 48519 posted values that rose 3.2% over the year, and 19% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $60,625 — below the roughly $78,000 national figure. Around 29% of renters are cost-burdened. 8.7% of residents fall below the poverty threshold. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 48519 scores 26/100. There are about 3,439 housing units across 48519. Educational attainment sits at 16% bachelor's-or-above. Vacancy runs 2.6%. 7,523 residents call 48519 home, typically aged 45. Home values center near $159,100, an affordability ratio of 2.6× — accessible.

Overall, 48519 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 48519 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 48519 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48519 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. 48519 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48519 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 48519 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.