ZIP 48503 Property Distress & Foreclosure Data

Genesee County, Michigan's ZIP 48503 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Structural exposure scores 54 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.8% year on year, and 15% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 22,809 people live here, median age 38. The poverty rate is 33.2% — high, a tax-stress and distress correlate. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 35/100. The typical home is worth about $83,800 (1.9× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. 50% of housing is owner-occupied. Rent burden reaches 49% of tenant households. There are about 11,589 housing units across 48503. At $40,155, median income runs below typical U.S. levels.

Net-net, 48503 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.