ZIP 48505 Property Distress & Foreclosure Data

In Genesee County, Michigan, ZIP 48505 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (88/100). Its standout signals are structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structural risk reads 54/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 30.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 50% owner-occupied to 50% rented. There are about 10,696 housing units across 48505. Roughly 40.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 48505 scores 36/100. Households earn a median $31,477 — below the roughly $78,000 national figure. A median home runs $31,700 here, or 0.9 times local income. About 10% have a four-year degree. 18,108 residents call 48505 home, typically aged 37. Rent burden reaches 53% of tenant households.

Taken together, 48505 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.