ZIP 48505 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48505 (Genesee County, Michigan) returns a low composite of 25/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (87/100)). The pressure is most legible in structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. The split runs 56/100 structural to 3/100 active on the ground.

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 30.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 50% owner-occupied to 50% rented. There are about 10,696 housing units across 48505. Roughly 40.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $31,477, below the U.S. median near $78,000. Home values center near $31,700, an affordability ratio of 0.9× — accessible. Around 10% of adults hold a bachelor's degree or higher. About 18,108 people live here, median age 37. Rent burden reaches 53% of tenant households.

On the whole, 48505 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48505 at the moment; the composite and its components are still built from verifiable public records.

Whether 48505 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48505 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. 48505 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48505's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 48505 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.