ZIP 48507 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48507 (Genesee County, Michigan) at a low 25/100 for overall property distress. Structural exposure scores 56 and live distress 3 on the 0–100 scale. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (87/100).

The market reads peak — home values rose 3.2% year on year, and 21% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 10.7%. Home values center near $111,300, an affordability ratio of 2.1× — accessible. There are about 14,059 housing units across 48507. 57% of housing is owner-occupied. About 15% have a four-year degree. 23.1% of residents fall below the poverty threshold. About 28,648 people live here, median age 36. Households earn a median $47,165 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 46% of tenant households.

On the whole, 48507 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48507 at the moment; the composite and its components are still built from verifiable public records.

Whether 48507 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48507 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 48507 shows blanks, not estimates, wherever the record is sparse.

Behind 48507's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48507 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.