ZIP 48412 Property Distress & Foreclosure Data

Composite property distress in 48412 (Lapeer County, Michigan) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (69/100). On the structural side it scores 29/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 13% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 9.0% live below the poverty line. Around 39% of renters are cost-burdened. The tenure split is 95% owner-occupied to 5% rented. A median home runs $231,800 here, or 2.9 times local income. About 16% have a four-year degree. 5,780 residents call 48412 home, typically aged 49. Households earn a median $79,714 — near the roughly $78,000 national figure. On demographic stress specifically, 48412 scores 27/100. The vacancy rate is 6.1%. The ZIP holds roughly 2,371 housing units.

On balance, 48412 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.