ZIP 48367 Foreclosure, Tax-Lien & Distress Report

ZIP code 48367 in Oakland County, Michigan carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Structural exposure scores 72 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 1.6%. The typical home is worth about $397,900 (3.7× income, relatively affordable). Owners hold 94% of homes, renters 6%. Rent burden reaches 68% of tenant households. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. There are about 1,686 housing units across 48367. 4,548 residents call 48367 home, typically aged 47. The demographic-stress sub-score lands at 30/100. About 38% have a four-year degree. Households earn a median $104,000 — above the roughly $78,000 national figure.

Net-net, 48367 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 48367 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 48367 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. 48367 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48367 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 48367 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.