ZIP 48363 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48363 in Oakland County, Michigan comes in at 33, a moderate composite-distress reading. Latent structural risk is 74/100 while live distress already moving reads 6/100. Its standout signals are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads peak — home values rose 4.2% year on year, and 14% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

7,434 residents call 48363 home, typically aged 40. Around 59% of adults hold a bachelor's degree or higher. Home values center near $618,200, an affordability ratio of 3.3× — accessible. Median household income is $173,056, above the U.S. median near $78,000. There are about 2,336 housing units across 48363. On demographic stress specifically, 48363 scores 16/100. The tenure split is 96% owner-occupied to 4% rented. Around 0% of renters are cost-burdened. Vacancy runs 1.2%. Roughly 1.5% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 48363 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48363 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48363's 33/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48363 reflects the current record instead of a stale or modeled snapshot.

Behind 48363's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48363 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.