ZIP 48360 Foreclosure, Tax-Lien & Distress Report

ZIP code 48360 in Oakland County, Michigan carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). On the structural side it scores 75/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48360 posted values that rose 5.6% over the year, and 15% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 20/100. 2.6% of residents fall below the poverty threshold. Population is roughly 12,250 with a median age of 41. Around 38% of renters are cost-burdened. Median household income is $135,701, above the U.S. median near $78,000. The ZIP holds roughly 4,863 housing units. Home values center near $387,500, an affordability ratio of 2.7× — accessible. The vacancy rate is 4.4%. Educational attainment sits at 62% bachelor's-or-above. Owners hold 88% of homes, renters 12%.

On balance 48360 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.