ZIP 48360 Foreclosure, Tax-Lien & Distress Report

In Oakland County, Michigan, ZIP 48360 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Structural risk reads 72/100 against active distress of 6/100. The pressure is most legible in structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low.

The peak-phase market in 48360 posted values that rose 4.2% over the year, and 15% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 48360 scores 20/100. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. 12,250 residents call 48360 home, typically aged 41. Rent burden reaches 38% of tenant households. At $135,701, median income runs above typical U.S. levels. The ZIP holds roughly 4,863 housing units. Home values center near $387,500, an affordability ratio of 2.7× — accessible. The vacancy rate is 4.4%. Educational attainment sits at 62% bachelor's-or-above. Owners hold 88% of homes, renters 12%.

Overall, 48360 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48360 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48360 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48360 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. 48360 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 for 48360 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48360 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.