ZIP 48340 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · High Poverty market
ZIP 48340's composite property-distress score is 32/100 - DLRadar classes that as moderate for Oakland County, Michigan. Leading the profile are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Latent structural risk is 71/100 while live distress already moving reads 6/100.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 32% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $46,474, below the U.S. median near $78,000. The demographic-stress sub-score lands at 33/100. 22.8% of residents fall below the poverty threshold. The vacancy rate is 7.2%. Around 42% of renters are cost-burdened. Owners hold 43% of homes, renters 57%. About 15% have a four-year degree. There are about 12,088 housing units across 48340. Population is roughly 25,696 with a median age of 35. Home values center near $119,900, an affordability ratio of 2.3× — accessible.
On the whole, 48340 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48340 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 48340's 32/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 48340 shows blanks, not estimates, wherever the record is sparse.
48340's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 48340 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 48340’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 48340 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Oakland County ZIP codes
Nearest ZIP codes to 48340
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48340
Additional distress intelligence spanning Oakland County, Michigan by ZIP, county and state.
Open the complete 48340 acquisition file
See who owns each distressed property in 48340, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology