ZIP 48340 Property Distress & Foreclosure Data

Composite property distress in 48340 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 75/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 32% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $46,474 — below the roughly $78,000 national figure. On demographic stress specifically, 48340 scores 33/100. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 7.2%. Around 42% of renters are cost-burdened. The tenure split is 43% owner-occupied to 57% rented. About 15% have a four-year degree. The ZIP holds roughly 12,088 housing units. 25,696 residents call 48340 home, typically aged 35. A median home runs $119,900 here, or 2.3 times local income.

Taken together, 48340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.