ZIP 48357 Property Distress & Foreclosure Data

In Oakland County, Michigan, ZIP 48357 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). On the structural side it scores 75/100, with 6/100 of stress already active. Its standout signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48357 posted values that rose 5.6% over the year, and 43% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.5% of residents fall below the poverty threshold. Population is roughly 8,523 with a median age of 47. Median household income is $94,656, above the U.S. median near $78,000. Around 58% of renters are cost-burdened. Home values center near $360,700, an affordability ratio of 3.5× — accessible. Owners hold 86% of homes, renters 14%. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 5.8%. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 3,486 housing units.

On balance 48357 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.