ZIP 48357 Foreclosure, Tax-Lien & Distress Report

In Oakland County, Michigan, ZIP 48357 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). On the structural side it scores 71/100, with 6/100 of stress already active. Leading the profile are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 4.2% year on year, and 43% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

9.5% of residents fall below the poverty threshold. 8,523 residents call 48357 home, typically aged 47. Median household income is $94,656, above the U.S. median near $78,000. Around 58% of renters are cost-burdened. A median home runs $360,700 here, or 3.5 times local income. 86% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. Vacancy runs 5.8%. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 3,486 housing units.

Net-net, 48357 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48357 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48357's 32/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Where the record is thin for 48357, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 48357 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48357 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.