ZIP 48382 Foreclosure, Tax-Lien & Distress Report

In Oakland County, Michigan, ZIP 48382 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. Its standout signals are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 71 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

The peak-phase market in 48382 posted values that rose 4.2% over the year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $132,602, above the U.S. median near $78,000. Educational attainment sits at 49% bachelor's-or-above. The poverty rate is 5.3% — low. 92% of housing is owner-occupied. A median home runs $420,200 here, or 3.0 times local income. There are about 8,975 housing units across 48382. Vacancy runs 3.5%. About 23,550 people live here, median age 43.

Net-net, 48382 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48382 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48382's 32/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. 48382 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 48382 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48382 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.